Corporate guiding principles
Our corporate guiding principles are incorporated in the vision and mission statements and our corporate values. Through these we express our attitude and culture as a company and show the contributions we want to make to society, the market, and our customers. We apply the expertise of the company and our employees in the development and operation of software to optimally harmonize the banking processes of our customers with flexible solutions. Close cooperation with our customers and partners in the market is particularly important to us.
Continuity
Integration
Dynamics
Our management board

Christian Binderbauer
Christian was appointed to the Management Board of BANCOS AG as CEO in 2025, where he is directly responsible for Sales, Marketing and HR. In his role, Christian is able to build on many years of professional experience as a consultant and expert in the financial industry and technology (most recently at Google Cloud).

Oliver Wüst
As COO, Oliver is responsible for development and technology. Since joining the company in 1988, he has gained experience in many roles at BANCOS AG. In the years 2022-2024, Oliver already served as a member of the Management Board and was reappointed to his current position in 2025.

Karsten Reichel
After holding various management positions with a focus on finance and controlling, Karsten joined BANCOS AG as CFO in 2022. He was appointed to the Management Board in 2024. In addition to his core responsibilities in Finance, he is also head of Compliance and Legal.
Our management team
Udo Oehmig
Udo is responsible for the overall evaluation and implementation of technologies and trends relating to our IT infrastructure and software architecture, and manages key projects.
Felix Nabrowsky
Felix and his team are responsible for developing our software solutions in the areas of core banking systems and process automation. They work closely with the operations team and requirements engineering at the interface with our customers.
Robert Felgenhauer
Robert and his team manage IT operations for both our customers' BANCOS solutions and all internal applications. Their main tasks include release management and ensuring system availability.
Ramona Kain
Ramona and her team serve as the central point of contact between operational organization, administrative processes, and strategic day-to-day business.
Christoph Jeromin
Christoph is responsible for marketing our BANCOS software solutions and for internal communications. This involves working closely with our customer, sales, and product teams.
BANCOS AG
We develop software for banks and fintechs under the BANCOS brand at our headquarters in Berlin. Our B2B solutions in the areas of core banking systems, workflow-based process automation, embedded finance, and online banking are used by national and international financial institutions. To complete our portfolio of products and services, we have built an extensive and close-knit partner network, including in the areas of IT outsourcing and application management.
The foundation of the company
Our company was founded in 1988 under the name G&H Bankensoftware AG as a subsidiary of the private bank Gries & Heissel Bankiers, which was founded shortly before in 1987 in Berlin. In the founding period, the bank was still using the then common connection to a computer center in the IT area. However, technological developments in the area of PCs, operating systems, and databases quickly opened up new possibilities, which the team – led by founder and technomathematician Thorsten Heissel – knew how to exploit for innovative software developments. The resulting banking software – initially primarily for the administration and management of current accounts – offered major cost savings and speed advantages compared to previous standards. This made it possible and affordable for banks to switch from the data center to their own infrastructure. With these technical advantages, as well as the consistent orientation of the software to banking requirements, other banks were quickly won as customers and users in addition to the parent company.



Continuous development of company and software
In 1992, “BANCOS” was introduced as a product brand – from the obvious combination of “Bank” and “Operating System”. The software was continuously developed and expanded in line with customer and market requirements. From the very beginning, the software-supported automation of processes to make work easier for the banking organization in the interest of its customers were in the foreground – and exactly this attitude drives us today.
Whereas in the past, this meant the secure storage of data or the prompt mapping of transactions, now the focus for us and our customers is on topics such as efficient workflow control, the full automation of processes, and the introduction of new sales channels.
At the end of 2025, the company was renamed “BANCOS AG” in order to underline our strong commitment to our BANCOS software products with this harmonization.
Careers at BANCOS
Shape banking and fintech software with us at our headquarters in Berlin! Visit our careers page to view all current vacancies and learn more about our corporate culture, teams, and departments. There are many reasons to choose us as an employer—and the employer insights platform kununu agrees: we have been named a “Top Company” for several years in a row.
