Corporate guiding principles

Our corporate guiding principles are incorporated in the vision and mission statements and our corporate values. Through these we express our attitude and culture as a company and show the contributions we want to make to society, the market, and our customers. We apply the expertise of the company and our employees in the development and operation of software to optimally harmonize the banking processes of our customers with flexible solutions. Close cooperation with our customers and partners in the market is particularly important to us.

Our vision
Banking at any time where it is needed.
Our mission
We automate banks and fintechs with smart software. Here we see ourselves as part of a digital ecosystem.

Continuity

Our work embodies dependability and we are there when we are needed. We create software that is stable and flexible at the same time. So it can be adapted to new requirements and situations as simply as possible. The benefits of our software are clearly evident to our customers. This is how we provide guidance and establish trust.

Integration

We believe that diversity is a resource. That is why we bring together people with different perspectives, experiences and competencies. In doing so, we create space for continuous learning and multifaceted development.

Dynamics

Our environment is in constant motion. That is why we are too. We keep a close eye on what is happening around us at all times. We actively pick up on important changes in order to continuously improve. This is the flexibility that distinguishes us and allows us to grow. 

Our management board

Christian Binderbauer

Christian was appointed to the Management Board of BANCOS AG as CEO in 2025, where he is directly responsible for Sales, Marketing and HR. In his role, Christian is able to build on many years of professional experience as a consultant and expert in the financial industry and technology (most recently at Google Cloud).

Oliver Wüst

As COO, Oliver is responsible for development and technology. Since joining the company in 1988, he has gained experience in many roles at BANCOS AG. In the years 2022-2024, Oliver already served as a member of the Management Board and was reappointed to his current position in 2025.

Karsten Reichel

After holding various management positions with a focus on finance and controlling, Karsten joined BANCOS AG as CFO in 2022. He was appointed to the Management Board in 2024. In addition to his core responsibilities in Finance, he is also head of Compliance and Legal.

Our management team

Udo Oehmig

CTO

Udo is responsible for the overall evaluation and implementation of technologies and trends relating to our IT infrastructure and software architecture, and manages key projects.

Felix Nabrowsky

Head of Software Development

Felix and his team are responsible for developing our software solutions in the areas of core banking systems and process automation. They work closely with the operations team and requirements engineering at the interface with our customers.

Robert Felgenhauer

Head of IT Operations

Robert and his team manage IT operations for both our customers' BANCOS solutions and all internal applications. Their main tasks include release management and ensuring system availability.

Ramona Kain

Head of Office

Ramona and her team serve as the central point of contact between operational organization, administrative processes, and strategic day-to-day business.

Christoph Jeromin

Head of Marketing & Communications

Christoph is responsible for marketing our BANCOS software solutions and for internal communications. This involves working closely with our customer, sales, and product teams.

BANCOS AG

We develop software for banks and fintechs under the BANCOS brand at our headquarters in Berlin. Our B2B solutions in the areas of core banking systems, workflow-based process automation, embedded finance, and online banking are used by national and international financial institutions. To complete our portfolio of products and services, we have built an extensive and close-knit partner network, including in the areas of IT outsourcing and application management.

The foundation of the company

Our company was founded in 1988 under the name G&H Bankensoftware AG as a subsidiary of the private bank Gries & Heissel Bankiers, which was founded shortly before in 1987 in Berlin. In the founding period, the bank was still using the then common connection to a computer center in the IT area. However, technological developments in the area of PCs, operating systems, and databases quickly opened up new possibilities, which the team – led by founder and technomathematician Thorsten Heissel – knew how to exploit for innovative software developments. The resulting banking software – initially primarily for the administration and management of current accounts – offered major cost savings and speed advantages compared to previous standards. This made it possible and affordable for banks to switch from the data center to their own infrastructure. With these technical advantages, as well as the consistent orientation of the software to banking requirements, other banks were quickly won as customers and users in addition to the parent company.

Continuous development of company and software

In 1992, “BANCOS” was introduced as a product brand – from the obvious combination of “Bank” and “Operating System”. The software was continuously developed and expanded in line with customer and market requirements. From the very beginning, the software-supported automation of processes to make work easier for the banking organization in the interest of its customers were in the foreground – and exactly this attitude drives us today.

Whereas in the past, this meant the secure storage of data or the prompt mapping of transactions, now the focus for us and our customers is on topics such as efficient workflow control, the full automation of processes, and the introduction of new sales channels.

At the end of 2025, the company was renamed “BANCOS AG” in order to underline our strong commitment to our BANCOS software products with this harmonization.

Partnerships and memberships

Careers at BANCOS

Shape banking and fintech software with us at our headquarters in Berlin! Visit our careers page to view all current vacancies and learn more about our corporate culture, teams, and departments. There are many reasons to choose us as an employer—and the employer insights platform kununu agrees: we have been named a “Top Company” for several years in a row.