Your benefits with
BANCOS Core Banking
High degree of customization
Strong alignment with customer-specific requirements and processes
Performant and scalable
The software foundation for supporting growth-oriented business development
Extensive API platform
Connection of individual services and the partner network in the digital ecosystem
Secure and compliant
Coverage of European regulatory standards
Long-standing player in the German market with continuous and detailed system development
With BANCOS Core Banking, you get a comprehensive banking solution tailored to your business model and service portfolio.
Customized solutions based on a standardized framework
The integrated standard processes map the regulatory core activities of a financial institution reliably and in real time. At the product level, individual processes are implemented depending on the bank's specific services portfolio. We have great expertise in this area, including the loans business. One of the particular strengths of our core banking system is the very high degree of customization possible with regard to customer-specific processes and requirements, for example in the form of an automated dunning system. An integrated workflow engine offers further opportunities for individualization.
Openness and exchange with partners and service providers is essential for today's digital banking ecosystem – whether for opening up new sales channels or for process automation. The API platform of BANCOS Core Banking offers you the best prerequisites for this with numerous established interfaces. Of course, BANCOS Core Banking is also optimally compatible with our digital application processes and our online banking suite.
We offer our core banking system customers various models for operating and deploying the software: from an in-house solution with support to hosting on external infrastructure, where we handle deployment and service provider management completely from a single source.
Software development and service
As one of the central building blocks in the software landscape of financial institutions, the core banking system requires special attention in the further development of applications and functionalities. Therefore, we at BANCOS focus on long-term customer relationships with a high service level standard. To this end, we offer, among other things:
- Close and solution-oriented cooperation with dedicated contacts and responsible staff members
- Fast, customer-specific release cycles
- Continuous software optimization
- Implementation of regulatory requirements
- Optional data-driven real-time monitoring via Kibana dashboards
Use cases for
BANCOS Core Banking
BANCOS Core Banking is used by our customers for the following application scenarios, among others:
- Management of deferred and advance installment loans for end customers in high-volume business, including automatic installment collection, dunning and regular loan revaluation
- Management of checking, call money and fixed-term deposit accounts for end customers in high-volume business, including payment transaction processing, account statement generation, connection to online banking
- Management of overdraft facilities
- Use as backend banking system without own customer frontend for a fintech banking platform, fully connected via banking APIs