Aktuelle Kategorie: Interview

With legacy core banking systems in particular, a significant proportion of the IT budget of banks is spent simply on keeping the system running. This considerably reduces the scope for investment in growth and innovation. In our series of interviews ahead of the launch of the new generation of BANCOS Core Banking, we talk to Product Owner Stephan Mann about how such cost structures affect core banking modernisation and what cost model banks can expect with BANCOS.

Core banking implementation projects are considered to be lengthy, expensive and difficult to budget for. Project durations spanning several years are not uncommon – and by the time they are completed, banks find themselves facing changing requirements. In this interview, BANCOS CTO Udo Oehmig and Product Owner Stephan Mann explain what typically slows down implementation projects and how the new BANCOS generation fundamentally shortens the process.

Ahead of the upcoming launch of the new BANCOS Core Banking system, we are continuing our series of interviews. This instalment focuses on the technological foundation: the core banking architecture. Our CTO Udo Oehmig explains why legacy systems, which have evolved over decades, are holding banks back, and how the architecture of BANCOS’s new core banking platform is structured.

Development is in full swing: the first release of the new generation of BANCOS Core Banking will be available in the second half of 2026. Why we decided to completely rebuild our core banking system, and what technological and banking principles underpin this decision – our CEO, Christian Binderbauer, answers these and other questions here in this interview.